Can I add or remove a borrower on a non-Credit Qualifying Streamline?
All borrowers need to remain for a non-Credit Qualifying Streamline Refinance unless they meet one of the exceptions below. Otherwise, it would need to be a Credit Qualifying streamline to make sure the borrower remaining has the capacity to qualify for the loan themselves. Individuals may be added to the title and Mortgage on a non-credit qualifying Streamline Refinance without a creditworthiness review.
On a Credit Qualifying Streamline at least one borrowers from the existing mortgage must remain as a borrower on the new mortgage.
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