Excluding Liabilities Paid by Others

Created by Mariela Aparicio, Modified on Fri, 13 Sep, 2024 at 8:37 AM by Mariela Aparicio

Q: Can non-mortgage debt be excluded if paid by others? 
Please see below for each loan type. 

For FHA: The liability must be included in the DTI if the other party making the payments is not obligated to the debt. 



Conventional: 


Was this article helpful?

That’s Great!

Thank you for your feedback

Sorry! We couldn't be helpful

Thank you for your feedback

Let us know how can we improve this article!

Select at least one of the reasons
CAPTCHA verification is required.

Feedback sent

We appreciate your effort and will try to fix the article